Privacy Policy

This is the Privacy Policy of GB Loan. Anyone using our site services, information, materials and submitting their suggestions, comments and feedback in association with the site, are subject to our Privacy Policy. We are committed to safeguard and protect all personal identifiable information of site visitors. Please go through the terms of our Privacy Policy ahead of accessing or using our site services. Nay reference to "we", "us" and "our" shall mean GB Loan and any reference to "you" refers to the person who is using this website.

The main purpose behind providing this Privacy Policy is to explain our information collection, use and sharing of your personal data. By reading our policy carefully, you can able to make a choice about the way your information is been used by us and can know about the security measures used by us to protect the information provided by you to this site. This Privacy Policy applies to all information provided (personal identifiable information) and collected (non-personal identifiable information) on this site. If you access, use or register with us, it is considered as your acceptance/agreement to our terms of Privacy Policy. If you do not agree, you are not allowed to use the site in any manner or form whatsoever.

Collection of Information

Know what personal identifiable information we collect

At GB Loan, we generally ask you to provide your information only at the time or registration. Personal data is considered as the most important and unique information about an individual used for purposes like identification and communication. This includes your name, physical address, telephone number, date of birth, personal email address, contact details, citizenship status, employment and financial details.

Know about collection of non-personal identifiable information

Some of the non-personally identifiable information that is collected by virtue of your access/use of this site includes IP address, browser type and language, access times, information about areas you visited on the site and more. Such information pattern will be used by us to analyze trends, administer the site, track visitor's movement on the site and to know about user's behavior in general. Such type of information collected by virtue of your access to or use of this site, irrespective of your information submission to register as a website user.

Know about cookies

At GB Loan, we employ the use of cookies to enhance your user experience with us. Cookies are a series of information collected from your computer or mobile device when you visit a site. Cookies allow us to recognize your browser and your surfing details and let us know about your preferences. It will also help us to analyze site traffic that further enables us to understand the browsing behavior of our visitor. Cookies, do not involve information about your private data. You can anytime disable cookies from your computer. However, if you do so, you may not able to access or use certain features of this site. We have no access or control over cookies of third party websites.

Know how we use the information

We may use the information submitted or collected by us on this site to send you updates, to share relevant information about products and services with you which you may request, to contact you for additional information or best solution of your queries and also to prevent fraud. We may also use the information to enhance out working experience with you or for the purposes for which you have given your consent or may otherwise be permitted by applicable laws, rules and regulations.

Know how we share the information

GB Loan, will not sell, distribute or share your personal data to or with others. We may time to time share your personal information within our network of reputed and trustworthy lenders for several reasons like for searching a right loan deal for you, for letting you compare and find the loan offer that matches your requirements perfectly and also to communicate with you about our services. All lenders associated with us are bound to maintain the security and integrity of your personal information.

GB Loan hold the right to share information provided and collected on the site, when:

  • a) required by the law or for legal process
  • b) in the event of our insolvency or if GB Loan is sold or taken over
  • c) if you are suspected to be in violation of this privacy policy
  • d) to address technical issues or error/fault in some personal information
  • e) to improve the content or design of the site
  • f) to protect the rights of GB Loan or a third party
  • Know about the security of information

    Here at this website we always use the services of best electronic security measures and procedures to maintain, protect and safeguard your personal data from unauthorized access, use, destruction or disclosure on both offline and online medium. The access or use of your personal information is limited under the managerial security measures employed by us. GB Loan always secures data transmission with Secure Socket Layer (SSC) encryption software that limits the access to data storage with the protection of password and always stores data on secure servers and computers.

    Where this site has given you the authorization of your username and password for your account, it will be your responsibility for keeping such username and password secure and confidential.

    Although, at this site we take all the reasonable measures to protect your data, no data storage or data transmission security is guaranteed. Therefore, it means GB Loan cannot, and does not guarantee the complete security if any data or storage or data transmission. When you agree to use the services of this site and other third party links available on the site, which definitely includes data storage and data transmission, then it has to be done at your own risk.

    In case of any known data security breach at any point of time with respect to your personal data, GB Loan will inform you and also to appropriate authorities as may be required by the law. We will inform about such notice via email. This is to inform you that such notice may be delayed to address the needs of law enforcement, to determine the scope of the breach and also to use the necessary remedial measures.

    Know how we access to your personal data

    GB Loan hold and maintain the submitted and collected information from the visitors to perform our site services, to resolve queries, to comply with legal obligations and enforce agreements. Under the act, all visitors have the right to access their personal data. If you wish to find out what we do your information, just complete a Subject Access request Form. The form on a certain amount of charge can be provided upon request. We may ask you to verify your identity.

    Know how you can unsubscribe from Email offers

    Choosing an option to unsubscribe from the receipt of Email offers of the site can be done at any time in a quick and hassle-free way. To do so, just follow the simple instruction to unsubscribe mentioned at the bottom of any such Email offer sent from us or simply contact GB Loan directly expressing your desire. An immediate action will be taken on your request to unsubscribe from Email offers.

    Know about copyright act

    Any content, images, graphics or any other data published on the pages of this site belongs to us and comes under copyright act. You can freely browse through the pages anonymously and gather information only for personal purpose. It is strictly prohibited to copy/download any information for commercial or non-personal use.

    Know about third-party links

    GB Loan contains links to third party websites for either promotional or advertising purpose. We are not responsible for the Privacy Policy practices of such third-party sites. You can visit those third party links at your own risk. We are not responsibly for any damage caused to your personal data while visiting them. We will never share your personal details with any third party.

    We will never share your personal details with any third party. We will also send you information about promotional details and offers only if you are interest in receiving them. However, if you are visiting this site just to gather information, there is no need to provide any personal information. You can freely browse through the pages anonymously and gather information only for personal purpose.

    Know about children's privacy

    Children are not the target audience for this site. The site is not specifically designed for them. You must be at least 18 years or older to register with us and use our site services. Anyone below legal age is strictly forbidden from registering with us. We never knowingly collect, use or share personal data from children under the age of eighteen.

    Know about changes to Privacy Policy

    At GB Loan, we reserve the right to keep modifying and changing our Privacy Policy from time to time. Any changes made by us will be published in the website. Any changes or modification shall take effect on immediate basis. So, you are requested to browse through this page at regular interval to stay updated. If you do not agree to any such modified terms, please stop using the website. Your continued use of the site will be regarded as your agreement to all such changes.

    Know about GB Loan contact information

    If you want additional information or have queries or suggestions to share, then please let us know. Feel free to contact us at any hour of the day. We will get back to you with best results and better solutions as early as possible.

    We Are A Broker, Not A Lender

    The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

    We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

    PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

    Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

    Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions. Any queries or complaints regarding our service should be addressed in writing to this address.

    Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122 Authorisation can be checked on the Financial Service Register at http://www.fca.org.uk/register

    Data Protection Reg No: ZA123718