How It Works

GB Loan offers a very simple process to apply for a loan. You apply at our site by filling and submitting the form; our matching software runs over your application and finds out a suitable lender and redirects you to the lender's site for final processing . It's simple and straightforward. It may take several minutes to find a loan offer based on your details and eligibility.

You will be redirected to the chosen lender's website to complete the application process. On the lender's site, you will see the interest you will have to pay along with the repayment plan. Please understand the terms and repayment plan fully before accepting the offer. You must make sure that you have the capability to repay the loan on your next payday.

Once you accept the offer, the loan agreement form will appear on the screen which you are required to sign electronically.

As soon as the lender receives the signed agreement form, the process of crediting your account will be initiated.

In a few hours you may receive the approved amount in your account, however this can sometimes take 2-3 working days to reach your bank account.

Payday loans are usually processed within the same day of application. However, each lender has specific operating hours. Applications received after the lender's operating hours, are processed the next day.

The lender takes your debit card details with the application which is used by him to debit your account for the agreed amount on the agreed date for repayment.

Before applying for loan, you should make sure that you satisfy the eligibility criteria. In general, eligibility criteria mandates that a borrower should 18 or over, a UK resident for at least 3 years, and must have proven source of income along with bank account joint with a debit card.

You will be also required to provide your name, address, date of birth, phone number, email ID, employment and payment details etc. Before applying, you should assure that you have all the details ready. If you provide incomplete details, your application will not be processed.

Such loans are designed for small cash requirements for a short term. You will be required to settle them at the earliest. A payday loan is required to be settled by your next payday.

You should spend a little time in advance to decide which loan to take. Consider your need of an amount, urgency of need, importance of need and cost of loan to decide the type of loan. When you are in a financial crisis, any loan won't help you. You must decide the type of loan judiciously. You must know that a loan carries a cost. Hence, you should apply for an amount which satisfies your immediate needs and allows you to repay the loan comfortably.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.


Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions. Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122 Authorisation can be checked on the Financial Service Register at

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